Based on what Florida Flood Insurance has learned over the years, we know that floods can happen at anytime in the Sunshine State.
In fact, about 25% of all flood claims come from moderate- to low-risk areas, which means you don't have to live in a high-risk zone to be affected.
Flood insurance in Florida ensures you’re covered if groundwater rises and floods your home or business – something that isn't usually covered by your general home insurance policy. Just think of what a few inches of floodwater in your home could do. That's more than enough to destroy flooring, walls, and trigger other damages - costing you thousands if you don’t carry flood insurance.