Flood insurance is needed to protect a building and its contents in the event groundwater rises and causes damage to a home or business — something that isn’t typically covered by a regular homeowner insurance policy.
Our flood insurance providers are a diverse group of industry leaders, which include multiple A-rated, Admitted carriers. When you write your flood insurance policy through Florida Flood Insurance, you not only get access to receive a free, no obligation quote from our numerous carriers – you’ll also get the best flood insurance options, coverage, and premium for your flood insurance needs.
Private Carrier Options
Even though private carriers were always able to provide alternative flood insurance coverages and quotes to consumers, it was typically up to the mortgage lender to decide what type of flood insurance was needed (usually through the NFIP) for properties.
With recent changes to the legislation, however, you now have a choice.
Flood insurance policies through private carriers are market-based, which means they can possibly be more competitive in price unlike policies offered through the NFIP (depending on the coverage you need and the zone your home/property is in). At Florida Flood Insurance, we recognize the importance of having the right type of protection for your home or business. We also recognize the importance of having more than one option – which is what we aim to provide you.
We also recognize the importance of having more than one option – which is what we aim to provide you.
A few of our Private Carriers include:
  • Assurant
  • Clearwater Underwriters
  • Trusted Flood
  • TypTap Insurance
National Flood Insurance Program (NFIP)
The National Flood Insurance Program (NFIP) is controlled by The Federal Emergency Management Agency (FEMA) (a government backed program). Florida Flood Insurance works closely with the NFIP to offer flood insurance to homeowners, renters, and business owners throughout the state of Florida.
We take pride in staying up-to-date around both flood insurance requirements and current on National Flood Insurance Program (NFIP) legislation. Whether you need flood insurance in South, Central, or North Florida – Florida Flood Insurance’s dedicated agents are ready and willing to assist you with any of your flood insurance needs. As a direct representative of FEMA, Florida Flood Insurance can process all flood insurance policies through the NFIP, including assisting you in filing a claim, if needed.
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Let us help you find the flood insurance coverage that best fits your needs – no matter your flood zone or location in Florida. Our experienced agents are ready to find the best option to give you the protection and price you need.